Maryland has been holding the record for being one of the most densely populated states in the country. The cost of living in this state is lower compared to other states and it has a strong economy. The crime rates are lower than the national average and educational opportunities are a plus. Even though it has its advantages, affording a comfortable and independent lifestyle may have been difficult for low-income persons and families across the state. Thereby, the federal government, the State of Maryland, and local non-governmental establishments provide low-income individuals with a whole range of programs and benefits.
Financial and Cash Assistance
The Salvation Army of Central Maryland is the local office of a nationwide faith-based organization that has been serving the community for a long time. It aims to maximize the wellness of everyone in need by presenting various programs. It has an emergency financial support program for low-income seniors, veterans, single parents, and individuals with disabilities. Some of the other services are the Boys & Girls Club, Community Worship Center, Food Insecurity, Community Meal Services, Anti-Human Trafficking, and Social Services. For further information and to apply, please follow the link https://www.sa-md.org/ or by phone at 410 783 2920.
The Maryland Emergency Assistance to Families with Children (EAFC) was created and has been funded by the State of Maryland for families with children who are in economic struggle. Low-income families who have children up to 18 years of age or younger are eligible to receive emergency financial assistance. Families with more than one child receive more help according to the family size. This cash assistance can be used for utility bills, medical expenses, rental issues, food, or other housing expenses. To learn more information, please click here https://dhs.maryland.gov/weathering-tough-times/emergency-assistance/ or call the hotline at 1 800 332 6347.
Housing and Rent Assistance
Maryland Section 8- Housing Choice Voucher Program was formed and has been led by federal agencies for low and moderate-income families, single mothers, seniors, and persons with disabilities across the state. The purpose of this program is to provide decent, secure, and low-income housing for its beneficiaries. Since this is one of the most popular federally-funded housing assistance programs, the demand for it is high and the resources are limited. Therefore, it is better to apply as soon as possible. Accepted applicants will be able to choose their apartment, flat, or house in their favor, but the property must meet the regulations of the program. Roughly 70 percent of the rent will be covered by the program and the rest will be paid by the applicant. Find out more information at https://dhcd.maryland.gov/Residents/Pages/HousingChoice/default.aspx or call them toll-free at 800 955 2232.
The Maryland Department of Housing and Community Development has been offering a good deal of housing and rental assistance programs for low-income individuals and families across the region for a long time. The type and the scope of the program differs based on the changing needs of the community. Some of the current programs are as followed:
- The Maryland Mortgage Program: Families and persons who are homeowners and having difficulties paying their mortgages are welcome to apply for this program. Eligible households will be receiving safe and secure home loans with fixed rates.
- Department Owned Properties: Low or middle-income households who are living in a home that was owned by the Maryland Department of Housing and Community Development are encouraged to get in touch with the department. They may obtain rental assistance after their current financial situation is evaluated.
- Maryland WholeHome Grants: Needy persons and families who are in financial struggle and are not able to cover their housing expenses including repair, heating or cooling system problems, insulation expenses, structural, maintenance issues, and much more are eligible to apply for this grant. The amount of this monetary help differs based on the current economic circumstances of the applicants.
- Foreclosure Prevention Program: This benefit is also known as Maryland Hope among local people. Anyone who is having financial challenges and a foreclosure is qualified to apply to this program.
Explore more opportunities through the following link https://dhcd.maryland.gov/Pages/AHRP-NOFA.aspx or make a phone call at 301 429 7400.
The Maryland Children’s Health Program (MCHP) was established and has been subsidized by the Maryland Department of Health for low-income families with children up to 19 years of age or younger. Low-income pregnant women are also prioritized by this program. Qualified children and women may benefit from the following health benefits:
- Doctor-Hospital Visits
- Dental Care
- Vision Care
- Mental Health Services
- Prescription Medicines
- Substance Abuse Treatment
- Lab Works and Tests
- Immunizations (shots)
- Transportation to Medical Appointments
- Hospital CARE
- Occupational, Speech, or Behavioral Therapy.
The link to their official website is as follows https://health.maryland.gov/mmcp/chp/pages/home.aspx or dial Maryland Health Connection at 1 855 642 8572.
Maryland Health Insurance Program was constituted and has been managed by the State of Maryland for low-income residents who are not eligible for other health insurance programs or monetary aid for their health-related problems. Local persons who are not in a good financial position but need emergency health assistance are urged to make contact with this program. This program presents a broad level of health insurance coverage including nursing home care, hospital expenses, home health care, prescription drugs, and much more. Please check out this website to see more information https://mmcp.health.maryland.gov/chp/pages/home.aspx or contact the toll-free number at 855 642 8572.
Utility Bills Assistance
The Maryland Project Energy Assistance is a utility support program that was built and has been financed by the state authorities for low-income individuals. Its purpose is to increase energy efficiency and save money for its receivers. It is an extensive energy-efficiency state plan. Qualified households will be obtaining up to $2,000 cash benefits to cover their utility costs. Some of them can also benefit from energy-efficiency equipment at their homes if it is necessary. Please check out this link https://dhs.maryland.gov/office-of-home-energy-programs/ to apply or by phone at 800 332 6347.
The Maryland Universal Service Protection Program was founded and has been run by the Maryland Department of Human Services for low and moderate-income individuals. Accepted participants will be having monthly discounts on their utility bills. The amount and the length of the benefit differ based on the applicants’ specific case. To learn more, please follow the link https://dhs.maryland.gov/office-of-home-energy-programs or make connections with 1 800 332 6347.
The Maryland Food Supplemental Assistance Program is a well-known food assistance program that was formed and has been sponsored by the federal government and state authorities for low-income individuals and families. It aims to maximize the wellness of its beneficiaries by providing healthy and nutritious food. Accepted candidates will be having an Electronic Benefits Transfer System Card to purchase food from local groceries and supermarkets. The amount of money that will be loaded into the electronic card will be determined based on the family size and the total income of the household. Please go to https://dhs.maryland.gov/supplemental-nutrition-assistance-program/ to see more information or give it a call at 1 866 821 5552.
The Maryland Meals on Wheels was established and has been funded since 1960 for low-income seniors, veterans, and people with disabilities. Older people who are not able to cook for themselves at their home or who are not in good financial shape to buy healthy and nutritious food are eligible to receive home-delivered daily hot, frozen, or cold meals. Some beneficiaries may even receive monthly food packages. To see more information and to apply, please visit https://www.mealsonwheelsmd.org/ or give it a call at 410 558 0827.