New Jersey, also known as the Garden State, has been chosen as the best place to live in the country by a new WalletHub Survey. It has also been ranked as one of the safest states. The Garden State is quite popular with its quality of life, education opportunities, strong economy, and healthy options. That being said, this charming state can be very difficult for low-income persons and families who are having financial problems. Hence, the federal authorities, the State of New Jersey, and the neighborhood nonprofit organizations offer a spate of free grants and benefits for low income.
Financial and Cash Assistance
Habitat for Humanity of New Jersey is a local office of an international non-governmental organization. Its goal is to help everyone in need. Particularly low-income single mothers, pregnant women, the elderly, veterans, and people with disabilities are given priority to receive financial assistance. Apart from it, this organization offers food support, utility assistance, health benefits, housing, and rental assistance for its recipients. For more information and to apply, please follow the link https://www.habitat.org/countryregion/9351 or dial 1 973 624 3330.
The New Jersey General Financial Assistance Program was constituted and has been sponsored by the Jew Jersey Division of Family Development for low-income people and families. Low-income households who are facing financial difficulties and require monetary aid are encouraged to make connections with this program. The amount and the length of the support differ based on the applicants’ current financial status. The money can be used to cover rent, housing items, clothing, food, furnishings, transportation and utility payments including electric, water, and heat. To learn more information, please take a look at https://www.state.nj.us/humanservices/dfd/programs/assistance/ or give it a call at 609 292 2121.
Housing and Rent Assistance
New Jersey Housing Resource Center was founded and has been sponsored by the State of New Jersey to provide housing support for low-income residents. Needy families and people who are in economic struggle and do not know where to look to receive housing and rental assistance are urged to get in touch with this local resource center. Low-income Sandy-impacted residents who need housing support are prioritized by the establishment. Eligible applicants may receive monthly cash payments to cover their rent, may live in temporary housing, or obtain other housing needs they need. Find out more information at https://www.nj.gov/njhrc/find/ or call them toll-free at 1 877 428 8844.
The New Jersey Department of Community Affairs was established and has been run by the State of New Jersey for low-income households. Low-income single mothers, pregnant women, the elderly, veterans, and persons with a disability are given priority by this program. Many programs are offered. Please take a look at the following benefits to decide which one is worth applying:
- Family Self Sufficiency Program: This program was specifically designed for low-income families who are the receivers of the Section 8-Housing Choice Voucher Program. Its aim is to make sure that these families are able to live independently by providing various services. These services are a series of job training, education, social service benefits, and career counseling.
- Homeless Prevention Program: It aims to reduce homelessness across the state by helping low and very low-income households. Beneficiaries of this program will be obtaining financial assistance for a temporary base to live in a safe, secure, decent, and affordable house.
- Shelter Support/Emergency Housing Grant: Low-income persons or families who live in a shelter and need cash support are eligible to apply for this benefit. They may receive a certain amount of money to cover their needs.
- New Jersey Section 8-Housing Choice Voucher Program: This housing and rental assistance program was created by the federal government and has been run by this department for low income. Low-income individuals and families who need low-cost, secure and decent housing are urged to apply for this program. Eligible households will be able to choose the apartment, flat, house, or any sort of property that is compatible with the regulations of the program. The program roughly covers 70 percent of the rent and 30 percent will be paid by the tenants. Since this is a popular program, it is better to apply as early as possible.
- The State of New Jersey Rental Assistance Program: This rental support program was created and has been subsidized by the state authorities specifically for low-income seniors, people with disabilities, and homeless residents. The amount and the length of the support differ based on the participants’ current economic circumstances.
There are other housing and rental support programs that are determined according to the changing needs of the community. Find out more information at https://www.nj.gov/dca/divisions/dhcr/offices/ha.html or by phone at 1 609 292 6420.
New Jersey Family Care is the main health assistance program founded and has been mandated by the State of New Jersey for low-income residents and families. Particularly low-income families with children are attached priority to have health benefits. Qualified candidates will be benefiting from a great range of services such as physician visits, lab tests, eye exams, hospitalizations, transportation, doctor visits, x-rays, therapy, dental care, and so on. To read more information and to apply, please click the link http://www.njfamilycare.org/ 1 800 701 0710.
New Jersey Hospital Charity Care Program was created and has been managed by the Department of Health for low income. It is also known as a medical financial assistance program throughout the region. Needy persons and families who are economically struggling and need cash support to cover their medical expenses are welcome to apply for this program. Applicants must have no or limited health insurance coverage to benefit from this program. For further information and to see the application form, please visit https://www.state.nj.us/health/charitycare/index.shtml or by phone at 1 866 588 5996.
Utility Bill Assistance
The New Jersey Low Income Home Energy Assistance Program (LIHEAP) is a utility assistance program that was established and has been funded by the federal authorities for low-income residents. Low-income people and families who are about to lose their connection because of financial issues are eligible to receive help. The program provides monthly cash support for its recipients according to their financial status. Find out more information at https://www.nj.gov/dca/divisions/dhcr/offices/hea.html or call 1 800 510 3102.
The New Jersey Lifeline Program was formed and has been run by the federal government for low-income seniors and persons with disabilities. Low-income elderly who are having a hard time covering their electric bills or gas expenses are qualified to obtain help. They may receive a monthly discount on their bills or money support to cover their utility costs. To find which option suits you, please check out this link https://www.state.nj.us/humanservices/doas/home/lifelinedetail.html or call the hotline at 1 800 792 9745.
The New Jersey Supplemental Nutrition Assistance Program is also recognized as Food Stamps among local people. This food support program was established by the federal government and has been run by the New Jersey Department of Human Services for low-income persons and families. The programs aim to improve the wellness and health of its beneficiaries. Accepted applicants will be obtaining a Families First Electronic Benefits (EBT) card which is similar to a debit card. Participants are able to use these cards to purchase food from grocery stores and local farmers’ markets. They can buy beans, fish, milk, cheese, fresh food, vegetables, poultry, meat, tortillas, cereal, rice, and more. The link to their official website is as follows https://www.nj.gov/humanservices/njsnap/benefits/ or make contact with 800 687 9512.